Gratuity vs Retirement Needs: Why 99% of Indians Say It’s Not Enough?

Retirement is often seen as a well-earned phase of rest and relaxation. But for most working Indians, the financial reality post-retirement paints a very different picture. One of the most anticipated payouts at the end of a career is gratuity—a reward for years of loyal service. However, many retirees soon realize that this amount, though […]